Homeowners Insurance in and around Bakersfield
Homeowners of Bakersfield, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
- Bakersfield
Home Sweet Home Starts With State Farm
None of us can see what we will encounter in the future. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance doesn't just protect your house. It protects both your home and your valuable possessions. In case of a tornado or a burglary, you may have damage to some of your belongings beyond damage to the structure itself. If your belongings are not insured, you may struggle to replace all of the things you lost. Some of your valuables can be replaced if they are lost or damaged outside of your home, like if your car is stolen with your computer inside it or your bicycle is stolen from work.
Homeowners of Bakersfield, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Agent Tom Smethurst, At Your Service
Preparing for life's troubles is made easy with State Farm. Here you can construct a personalized policy or submit a claim with the help of agent Tom Smethurst. Tom Smethurst will make sure you get the personalized, reliable care that you and your home needs.
Reach out to State Farm Agent Tom Smethurst today to see how an industry leader in homeowners insurance can help protect your house here in Bakersfield, CA.
Have More Questions About Homeowners Insurance?
Call Tom at (661) 589-1991 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Why cleaning your chimney is important
Why cleaning your chimney is important
Fireplaces provide warmth and ambiance in the winter, but build-up can occur in the flue and be hazardous. Learn how to keep a clean chimney.
How to clean gutters and downspouts safely
How to clean gutters and downspouts safely
Regular gutter cleaning may help you avoid expensive repairs to your home and yard. Learn how to clean gutters safely.

Tom Smethurst
State Farm® Insurance AgentSimple Insights®
Why cleaning your chimney is important
Why cleaning your chimney is important
Fireplaces provide warmth and ambiance in the winter, but build-up can occur in the flue and be hazardous. Learn how to keep a clean chimney.
How to clean gutters and downspouts safely
How to clean gutters and downspouts safely
Regular gutter cleaning may help you avoid expensive repairs to your home and yard. Learn how to clean gutters safely.